Super
In spite of the cost of living, it's still popular.
Death and disability
This provides a payment to your beneficiaries when you die, or in the event that you are not able to work again in a job you are reasonably qualified for, due to illness or injury.
How much death and total and permanent disablement cover can I have?
Cover is provided in 'units' and the amount of cover per unit varies according to your age next birthday and your occupation as detailed below. The two insurance categories ('general' and 'office') are based on your occupation and reflect the different levels of risk associated with the range of occupations and roles in which Quadrant members are engaged. As you get older the level of cover per unit reduces, however the cost for each unit of cover remains the same.
Standard default cover for Quadrant Investment Choice members
| Age next birthday | 1 unit of death and total and permanent disablement cover - Office Category | 1 unit of death and total and permanent disablement cover - General Category |
| 16-35 | $70,000 | $43,600 |
| 36-39 | $42,100 | $26,200 |
| 40-47 | $37,600 | $23,400 |
| 48 | $31,400 | $19,600 |
| 49 | $28,400 | $17,700 |
| 50 | $25,500 | $15,900 |
| 51 | $22,500 | $14,000 |
| 52 | $19,600 | $12,200 |
| 53-55 | $9,900 | $6,200 |
| 56-60 | $5,300 | $3,300 |
| 61-65 | $3,500 | $2,100 |
Information on tailored or fixed cover can be obtained by calling us on 1800 222 209.
